Hard-sell closing methods that involve manipulating the customer have fallen out of favor in the last few decades

Which statement(s) is(are) true with regard to collision coverage under the PAP?

I. If you are at fault in the accident, your insurer will not pay for damage to your auto. II. If a negligent driver hits your car, you can collect from the negligent driver or from your own insurer. a) I only b) II only c) Both I and II d) Neither I nor II

A product idea is an idea for a possible product that a company can offer the market

Indicate whether the statement is true or false