All non-exempted workers in interstate commerce must by law get time-and-one-half pay after forty hours in a single week

Mr. Jones's loan application has been denied and he is provided with an Adverse Action Notice as required by ECOA. Which of the following pieces of information would not be included on the notice?

a. Information on the credit reporting agency if the adverse action is based on his credit report b. Reasons for the denial of credit c. A description of credit he requested d. His credit score

A buyer's agent submitted an offer to purchase a home to a seller along with a $10,000 personal note as the earnest money deposit. The buyer's agent is to:

a. inform the seller that the earnest money deposit is a personal note prior to the seller's acceptance of the offer. b. avoid telling the seller what form of earnest money deposit that accompanies the offer is in. c. never accept a personal note as an earnest money deposit. d. refuse to present the offer.