An advantage of a competitor-centered company is that it ends up simply matching or extending industry practices rather than seeking innovative new ways to create more value for customers

What is not likely to happen with a return of premium policy?

A. The total premiums paid are added to the death benefit B. The total premium paid is returned to the insured when the policy is cancelled C. These policies typically have a higher premium than policies without this feature D. Increasing term insurance is used to provide this additional benefit

Although corporations are not persons but artificial entities created by the state, it is clear that they can and should be held morally accountable

a. True b. False Indicate whether the statement is true or false