In the United States demographic diversity related to ethnic groups is causing organizations to consider new ways of addressing customers' needs. This is an example of what force for change?

A husband prepared his own tax return as married filing separately. His wife hired a CPA to prepare her tax return as married filing separately and asked the CPA not to disclose the information to anyone. The CPA was not retained by the husband for any tax work. The husband believed that his wife's tax return was negligently prepared and that he was financially harmed. He hired an attorney, without his wife's consent, to pursue a negligence claim against the CPA. The CPA hired an attorney to defend against the negligence claim. To which party, if any, may the CPA disclose the wife's tax return information without the wife's consent?

A. The husband, for the evaluation of the negligence claim. B. The CPA's attorney, for the evaluation of the negligence claim. C. The husband's attorney, for the evaluation of the negligence claim. D. No one, because all disclosures must be made with the wife's consent.

Which of the following determines the nature of procurement of raw materials, transportation of materials to and from the company, manufacture of the product or operation to provide the service,

and distribution of the product to the customer along with follow-up service? A) Competitive strategy B) Product development strategy C) Marketing and sales strategy D) Supply chain strategy