Since we can hear at a much faster rate than the sender can speak, it serves us well to be formulating our responses while the sender finishes sending the message

Indicate whether the statement is true or false.

FALSE

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What is the last account on the post closing trail balance?

What will be an ideal response?

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Which of the following statements regarding universal life is INCORRECT?

A) UL premiums are fixed, however the policyowner may increase or decrease the death benefit. B) Withdrawals and policy loans are taken from the cash value account. C) UL premiums are flexible and the policyowner may increase or decrease the death benefit. D) Death benefits are flexible, subject to insurability requirements."

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