________ is a situation in which a creditor agrees to extend credit only if the purchaser pledges some personal property as collateral for the loan

A ______ is a formal statement of a company's future plans usually expressed in monetary terms.

Fill in the blank(s) with the appropriate word(s).

Geodemographics:

A) combines census data with psychographic data B) segments populations by generations C) is a form of global marketing D) groups consumers by region