Advantages of whole life insurance policies are that they provide long-term coverage, the rates are fixed, and they have a savings or cash value feature

Annuity buyers who want their product to be supported by the insurers' general accounts would most likely be looking for interest returns that

A) can go up but can never go down B) will keep pace with inflation C) are guaranteed never to be less than the rate specified in the contract D) can compete with equity investment returns

A person in the initiator role will:

A. Clarify pertinent values B. Keep the group headed toward its stated goals C. Prod the group to move along D. Pull together ideas and suggestions E. Suggest new goals or ideas