Creditors attempting to collect debts are generally considered to be debt-collection agencies

The formula for horizontal analysis of changes since the base period is the current year amount

a. divided by the base year amount. b. minus the base year amount divided by the base year amount. c. minus the base year amount divided by the current year amount. d. plus the base year amount divided by the base year amount.

___Organizational design refers to the way the work is divided and organized

Indicate whether the statement is true or false