Fastenal is a distributor of industrial tools and supplies. It operates more than 2,000 branch locations across the country. It focuses primarily on the business-to-business market and has identified several distinct markets to target: 1) smokestack industrials, 2) modern warehouse, 3) mom-and-pop services, and 4) white-collar industrial. These descriptors help Fastenal's account managers to create a unique message and product or service appeal to the distinct market segments. According to the text, at which step of the market segmentation process are segment descriptors determined?

Which of the following statements pertaining to term insurance is CORRECT?

A) Nancy and Jennifer are the same age and have term policies of identical face amounts. Nancy's policy is renewable; Jennifer's policy is nonrenewable. Jennifer pays the higher premium. B) A term policy cannot be both renewable and convertible. C) Term insurance provides protection for only a temporary period. D) Jorge decides to exercise an option to renew his term insurance, but first he must pass a physical examination."

The job enrichment process is said to increase a position's horizontal job loading

Indicate whether the statement is true or false