In Kohlberg's model of cognitive moral development, which category follows the conventional stage?

Any advance fee contract used in connection with a real estate or business opportunity listing must include all of the following except:

A: A detailed description of the services to be performed; B: The total amount of the advance fee to be charged; C: A guarantee that the sale, lease or exchange will be completed; D: The date the fee is to be paid.

The transfer of a negotiable instrument by a person other than the issuer to a person who thereby becomes a holder is referred to as a(n) ________

A) negotiation B) assignment C) indorsement D) insurance