Per the Loan Objection section of the Residential Contact to Buy and Sell Real Estate, all of the following are true EXCEPT

a. if the buyer does not send the seller written notice of acceptance of terms, the contract terminates
b. the seller could keep the buyer's earnest money if the terms of the section are not followed
c. the buyer has until the loan objection deadline to decide it he loan terms are acceptable
d. in subjective opinion, the buyer may decide if the loan terms are acceptable

Answer: a. if the buyer does not send the seller written notice of acceptance of terms, the contract terminates