(Consider This) For people that use commitment contracts to motivate achievement of a goal, people have the choice of their penalty money (from failing to reach the goal) to go to either charities they like or charities they hate (anti-charities). From a

behavioral economics perspective:

A. designating an anti-charity should be more effective because loss aversion will provide
additional motivation.
B. designating a charity (versus an anti-charity) should be more effective because it avoids all
potential for loss.
C. it shouldn't matter whether one designates a charity or an anti-charity.
D. self-interest biases generally keep people from choosing the anti-charity.

Answer: B