Denicia is appointed by an insurance company to transact insurance on its behalf. She collects her clients' premiums and has them sign paperwork. By what authority can she do so?

Reneging refers to customers who:

A) do not join a queue B) switch queues C) join a queue but abandon their shopping carts before checking out D) join a queue but are dissatisfied E) join a queue and complain because of long lines

The ________ is the compound annual rate of interest earned on a debt security purchased on a given date and held to maturity

A) risk premium B) yield curve C) risk-free rate D) yield to maturity