Which of the following refers to identical actions that are taken independently but nearly simultaneously by two or more leading companies in an industry?

Which of the following is necessary in order to have a security interest attach?

A. The debtor must have rights in the collateral. B. The creditor must take possession of the collateral. C. There must be a proper filing. D. The debtor must sign a security agreement which describes the collateral.

Money management refers to day-to-day financial activities necessary to manage personal economic resources.

a. true b. false