The phrase, "designed to show economy of motion by pointing out wasted motion and idle time (delay)," describes which of the following?

Which statement regarding cultural business attire is incorrect?

a. The French are very fashion conscious. b. Business dress in Europe is the same as in the United States. c. Japanese women wear only muted colors to the office. d. People in Canada dress more formally than do U.S. people.

Under the Fair Debt Collection Practices Act, which of the following need not be provided to the debtor within five days of the initial communication:

a. the amount of the debt b. a statement that unless the consumer disputes the validity of the debt within 30 days, it will be assumed valid c. the name of the creditor to whom the debt is owed d. the amount of the debt or a statement that unless the consumer disputes the validity of the debt within 30 days, it will be assumed valid e. all of the other specific choices must be provided