In addition to having a direct effect on increasing adverse selection problems, increases in interest rates also promote financial crises by ________ firms' and households' interest payments, thereby ________ their cash flow

____ are assignments that "push employees beyond their comfort zone," placing them in jobs and assignments different from and more demanding than those to which they are accustomed.

Fill in the blank(s) with the appropriate word(s).

Part-time paid employees who work exclusively for the company are a part of the ________ sales force

A) direct B) virtual C) contractual D) implicit E) brokered