An arrangement where an owner of real property borrows money from a lender and pledges the real property as collateral to secure the repayment of the loan is known as a(n) ________

Ignoring uncertainty in demand encourages a greater use of

A) expensive but flexible transportation modes. B) inexpensive and inflexible transportation modes. C) inexpensive and flexible transportation modes. D) expensive and inflexible transportation modes.

Which of the following is not a type of professional liability policy available in today's insurance marketplace?

A) Physicians', surgeons', and dentists' policy B) Hospital liability policy C) Directors' and officers' liability insurance D) Business auto liability insurance