Businesses that practice ________ give employees opportunities to be creative so they are almost like entrepreneurs inside a company

"Which of the following is NOT a standard life insurance policy nonforfeiture option?

A) 1-year term insurance option B) Extended term insurance option C) Reduced paid-up (permanent) insurance option D) Cash surrender option"

Relatives who receive property under intestacy statutes are called beneficiaries

Indicate whether the statement is true or false