The Internet provides I. educational sites for financial investing. II. the ability to trade securities on-line. III. current information on stocks and bonds. IV. analysts reports on individual stocks

The regulation of insurers in areas that affect consumers, which include claims handling, underwriting, complaints, advertising, sales practices, and other trade practices is called

A) solvency surveillance. B) market conduct regulation. C) combined ratio analysis. D) market share regulation.

The NAIC requires life insurers to keep two different types of reserve accounts. These reserve accounts are designed to protect insureds from poor investment results the insurer may suffer. What are these two reserves called?

A) Mandatory securities valuation reserve and supplementary securities valuation reserve B) Mandatory securities valuation reserve and asset valuation reserve C) Mandatory securities valuation reserve and interest maintenance reserve D) Interest maintenance reserve and asset valuation reserve