Which of the following involves banks borrowing funds from firms or other banks using the value of underlying securities as collateral?

Mark's marginal utility from reading books is the ________ when he reads ________

A) change in his total utility; one additional book B) total utility he gets; one more book C) change in his total utility; more books D) consumer surplus he gets; books

"Cost disease" refers to the tendency for low productivity in the service sector to lead to higher costs in those industries

Indicate whether the statement is true or false