QBP will not post a/an ________ entry

Describe one disadvantage of a producer using a direct channel

What will be an ideal response?

Monopoly Insurance is the only company marketing a certain line of insurance in a state

After complaints from several consumers, the State Insurance Department investigated Monopoly's rates. The regulators determined that Monopoly was taking advantage of being the only insurer offering the line by charging more than double the actuarial cost of the coverage. Which regulatory rating objective was Monopoly violating? A) Rates must be adequate. B) Rates should encourage loss control. C) Rates must not be excessive. D) Rates must not unfairly discriminate.