Netflix implemented intelligent agents in its movie recommendation service called CineMatch to help customers select movies they would like to watch and to better manage its inventory

All of the following are duties that a Texas insurer must perform within 15 days after receipt of the claim, EXCEPT:

a. Acknowledge receipt of the claim. b. Commence an investigation of the claim. c. Request from the claimant all items, statements, and forms that the insurer reasonably believes, at the time, will be required from the claimant. d. Schedule a hearing to dispute the claim, if necessary.

The growth of consumer cooperatives has been limited due to _____

a. fair practice legislation b. required consumer/member initiative and drive c. competitive actions by full-service retailers d. wholesaler use of full-time forcing