Agent Darren offers life insurance for no cost to people buying property in a local development. When the Commissioner investigates his actions, which of the following is not a likely consequence?
A. A civil penalty of up to $5,000 if his actions were not willful and $10,000 fine if they were willful.
B. A cease and desist order will be issued.
C. A hearing will be called.
D. Darren will be charged with a felony and/or up to 10 years in jail.
Ans: D. Darren will be charged with a felony and/or up to 10 years in jail.
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A: The seller may incur personal liability for the amount of the loan or any deficiency suffered by the lender to the extent permitted by law; B: The lender may accelerate the loan; C: The buyer may lose the property to foreclosure if unable to obtain new financing; D: All of the above.
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What will be an ideal response?