Variations of a basic product first appear and width and depth of assortment expand in which product life-cycle stage?

Taxpayers are able to withdraw IRA funds without penalty for all of the following reasons EXCEPT

A) costs associated with the owner's disability B) education costs, including room and board C) buying a first home (up to $10,000) D) travel necessitated by medical reasons

Marketers must know the needs and wants of their customers. Which of the following presents the most accurate picture of the typical elderly consumer today?

A) Most are old, infirm, depressed, stay-at-home people who live a hand-to-mouth existence. B) Most are active, interested in what life has to offer, and are enthusiastic consumers with the means and willingness to buy many goods and services. C) Most live with their children, have little savings, and have an increasingly difficult time adjusting to the changing technical world around them. D) Most have refused government support and are going through a hermitization process. They don't trust anyone under 60.