When home prices are falling, we would expect a(n) ________

Which of the following statements about the reinstatement of individual life insurance policies is NOT correct?

A) To reinstate a policy, the insured is never required to provide evidence of insurability. B) The insured must make back payment of premiums and pay any other indebtedness. C) Policies can be reinstated within 3 years from the date of premium default. D) Policies cannot be reinstated if they were surrendered for their cash surrender value."

The default automated key management protocol for IPsec is referred to as ISAKMP/Oakley.

Indicate whether the statement is true or false.