Which of the following refers to "any individual or organization, or an attorney or individual authorized to act on their behalf, who asserts a right of recovery under an insurance policy or surety bond through administrative means"?

Since the passage of the International Banking Act of 1978, the competitive advantage enjoyed by foreign banks has been ________

A) reduced B) mildly expanded C) completely eliminated D) greatly expanded

Tests used to rate the performance of rules developed in technical analysis conclude that

A) technical analysis outperforms the overall market. B) technical analysis far outperforms the overall market, suggesting that stockbrokers provide valuable services. C) technical analysis does not outperform the overall market. D) technical analysis does not outperform the overall market, suggesting that stockbrokers do not provide services of any value.