Pat created a trust, transferred property to this trust, and retained certain interests. For income tax purposes, Pat was treated as the owner of the trust. Pat has created which of the following types of trust?

Organizational behaviour is concerned with groups because

A) informal groups can influence organizational effectiveness. B) organizations depend on interaction and coordination among people to accomplish their goals. C) much work is performed by formal work groups. D) groups can influence new organizational members. E) all of the above.

The maximum amount that can be contributed to an IRA is:

A) 2% of your salary or $4,000, whichever is less B) $3,000 in 2012, and $5,000 after 2012 C) $5,000 in 2012 D) $6,000 in 2012, and then it increases $500 per year through 2020