Privately-owned firms that accept deposits from individuals and businesses and use those deposits to make loans are called:

"Price discrimination allows a monopolist to increase his or her economic profits by capturing part of the consumer surplus and turning it into economic profit

" Is the previous statement correct or incorrect? If the statement is correct, why is it important in understanding firms' behaviors? If it is incorrect, why is it incorrect?

If the apartment owner can somehow see the effort of the each of the room mates and punishes with a loss of 5 to any room mate who doesn't clean, is that likely to lead to a more efficient outcome?

a. No because they would have to clean against their will b. Yes because now they would both get a utility of 3 c. No because neither of them like cleaning d. No because filth is good