To compensate for the uncertainty of future interest rates and the fact that the longer the term of a loan the higher the probability that the borrower will default, the lender typically ________
A) charges a higher interest rate on long-term loans
B) reserves the right to change the terms of the loan at any time
C) includes excessively restrictive debt provisions
D) reserves the right to demand immediate payment at any time
A
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Ian has dyslexia and has to work really hard at being able to read. Reza never learned to read. Ian and Reza are applying for the same job and the job requires some level of reading ability. They both have the other job qualifications. Which of the following statements is true about Ian and Reza?
a. Ian meets the ADA requirement for having a disability. Reza does not. b. Reza meets the ADA requirement for having a disability. Ian does not. c. Neither Ian nor Reza has a disability. d. Both Ian and Reza have a disability.
If you receive a job offer while other offers are still pending, which of the following would be least appropriate when asking for a time extension?
A) Explain your continued interest in the job B) Provide specific reasons why you need more time to reach a decision C) Ask for more time to consider the offer D) Assure the reader you will respond by a specific date E) Explain why the pending offer is more intriguing