Describe in detail the characteristics of the direct subsidized and unsubsidized student loans from the Federal government

What will be an ideal response?

Answer: Based on income limitations, you may qualify for the direct, subsidized loan from the government. With these loans, the government pays your interest on your loan disbursements while you are actively enrolled in school. This prevents the interest on your loans from accruing interest while you are still a student. Six months after you complete your degree program or withdraw from school, your loan amoritization payments with interest will start. With a direct, unsubsidized loan, the interest starts accruing every time you receive a disbursement, resulting in the interest accruing interest while you are in school leaving you with a larger loan balance and payments when you start paying the loan back.