Most identity theft victims discover the crime in a reactive as opposed to a proactive manner

When it is used, the time limit on the certain defenses provision in a health insurance policy provides that the policy cannot be contested and claims cannot be denied after 2 (or 3) years EXCEPT

A) for incomplete policy records B) for nonpayment of premiums C) for mental incompetence of the insured D) for fraudulent statements in the application

A defense in which the defendant admits to doing an act but claims some reason for not being held responsible, such as insanity, self-defense, intoxication, or coercion, is known as a(n) ________ defense

A) affirmative B) plausible C) rebuttal D) prima facie