If the maximum loan-to-value ratio that a lender will accept on a $100,000 loan is 90 percent, then the borrower must make

a. a minimum down payment of $10,000 plus closing costs.
b. a minimum down payment including closing costs of $10,000.
c. closing costs plus points of $10,000.
d. a maximum down payment of $10,000.
e. none of these.

A

Business

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Which of the following actions would not lead to a "probable cause" suspicion that an employee is using drugs?

A. reduced job output B. request for additional training C. excessive tardiness D. uncooperative behavior

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Marketers must evaluate the appropriateness of connectors in order to

A) calculate precise advertising budgets. B) identify connectors who can write the best press releases. C) find suitable connectors that will reach a firm's target audience. D) impress management, employees and investors. E) find outlets that will not leak trade secrets to competitors.

Business