Creditors that violate the Consumer Lease Act are subject to the civil and criminal penalties provided in the ________ Act

Which of the following best represents the effective date of a purchase contract:

a. The date when the buyer has signed it as an offer. b. The date when the seller has accepted it. c. The date when the seller signed and accepted it without making any counter offers. d. The date when final acceptance has been delivered to the offeror and all signatures have been received.

Under the Electronic Communications Privacy Act, an employer cannot access any stored e-mail

of an employee without that employee's consent. Indicate whether the statement is true or false