Term life insurance provides protection for a specified amount of time; typically 1-30 years

When an agent acts on behalf of a principal without authority to do so, but the principal later approves of the act, it is known as:

a. implied authority b. agency by ratification c. apparent authority d. agency by estoppel

The researcher can bias the scales by either biasing the wording of the statements (Likert type scales), the scale descriptors, or other aspects of the scale

Indicate whether the statement is true or false