An effective leader helps employees focus their efforts on goals and keeps them driving to accomplish them

What can a policyowner do if 9 days after an individual life insurance policy is delivered, he decides not to keep it?

A) Return it, but lose the premiums paid B) Return it for a full refund of premiums C) Return it and receive back three-quarters of the premiums paid D) Return it and lose the premiums paid, unless it is replaced with another policy"

Identify a major disadvantage of the product life-cycle theory.

What will be an ideal response?