Bill goes to First Bank to get a loan. He signs a note and agrees to repay the bank. What is the legal term for Bill's status regarding the note?

Which must be licensed as escrow agents to perform such services?

a. attorneys b. title insurance companies c. banks d. escrow companies

The ultimate test of functional utility is the:

A: Maintenance costs; B: Marketability; C: Design; D: Utility costs.