A(n) ________ is a trust established to transfer assets to your children, while allowing the surviving spouse access to funds in the trust, if necessary. Trust assets are distributed to the children tax free upon the death of the surviving spouse

Enterprise systems that have been customized require thorough testing and possibly further customization with every new version of the system.

a. true b. false

Examples of common investment mistakes covered in the text include all of the following except

A) following the advice of a stockbroker. B) making decisions based on unrealistic goals. C) borrowing to invest. D) taking risks to recover losses from previous investments.