Replacing an existing life insurance policy with a new policy opens a new period of contestability and requires the policyowner to repay policy acquisition expenses.

________ jurisdiction is the power of a court or tribunal to determine the rights of a party who appears before it

A. Contentious B. In personam C. Advisory D. In rem

When companies are so serious about training that they form their own centers to handle the company's training full-time, they are pursuing:

A) corporate universities. B) executive training. C) leadership training. D) apprenticeship programs.