John occasionally borrows the car of his friend, Sophie. Sophie has a PAP with liability limits of 100/300/50

John also has a PAP, and his liability limits 250/500/50. John had an accident while using Sophie's car and was found to be legally liable for $300,000 in bodily injury liability for injuries suffered by one person. How much will be paid by each policy?
A) Sophie's policy will pay $150,000, John's policy will pay $150,000.
B) Sophie's policy will pay $50,000, John's policy will pay $250,000.
C) Sophie's policy will pay $100,000, John's policy will pay $200,000.
D) John's policy will pay the entire amount.

Answer: C