Short-term daily fluctuations in exchange rates are caused by supply and demand conditions in th

The phrase "the secondary mortgage market" refers to:

A: Investments that are not real estate related such as corporate or government bonds; B: All real estate loans which are secured by junior trust deeds or mortgages; C: Different kinds of loans which are made by insurance companies or pension funds; D: A resale marketplace for existing trust deed loans.

Some legal experts believe that the pressures of global competition have resulted in an increased incidence of price-fixing and collusion among companies

Indicate whether the statement is true or false