Debt is being marketed to adults as much as toys are to children. What are some of the results of this?

A) People are encouraged to borrow more than they should.
B) Almost 60% of those aged 30 and under do not pay off their credit card bills every month.
C) Students are limited in their capacity to obtain debt.
D) All of the above
E) Only A and B

Answer: E

Business

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Which of the following is incorrect regarding an engagement letter?

A. The engagement letter should include a description of services to be performed beyond those required by professional standards. B. The engagement letter is not a prerequisite to the formation of a personal service contract. C. The engagement letter need not include specific descriptions of services to be performed. D. The engagement letter includes all necessary elements of a contract.

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