Al and Steve are both reporters at the same newspaper. Al is black and Steve is white. Al earns less than Steve. Which of the following can explain why Al earns less?
a. Although both have BA's in Journalism, Al's K-12 and college education were of a lower quality than Steve's.
b. Al has greater experience.
c. Al works the night shift and Steve works the day shift.
d. Al writes editorials which are very popular with customers, while Steve covers the police report which fewer subscribers read.
a
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Indicate whether the statement is true or false
When a banking system provides people with immediate access to their deposits, but allows banks to loan out part of its reserves, it is known as the
a. excess reserve system b. excess demand deposit system c. fractional reserve system d. legal required reserve system e. multiple banking system