In a Torrens system the owner of property has a certificate of title showing the ownership

Thomas, an insured, submits a claim and a proof of loss for medical expenses covered by his major medical policy. According to the time of payment of claims provision, how soon must the company pay the claim?

A) Within 30 days B) Immediately C) Within 150 days D) Within 90 days

Which of the following describes the condition in which courts impose liability based on negligent design?

A) when the materials used by the manufacturer satisfy most of the standards acceptable in the trade B) when the risk of harm outweighs the utility of the product C) when the manufacturer fails to include a warning about obvious dangers D) when the manufacturer warns only the original purchaser and not the user