Small companies are incubators of new sales ideas, products and services and create ________ times more patents per employee than large companies

The gross premium is defined as

A) the net premium plus the loading allowance. B) the terminal reserve plus the commission. C) the net premium minus expenses. D) the sum of all acquisition expenses.

Current liabilities are:

A) due and receivable within one year. B) due and to be paid out of current assets within one year. C) due, but not payable for more than one year. D) payable if a possible subsequent event occurs.