Which of the following is NOT considered unfair discrimination?
A) Refusing to issue an annuity to a man because he is only 25 years old
B) Charging a higher individual life insurance premium for a 50-year-old than for a 25-year-old
C) Refusing to insure someone specifically because another insurer refused to write a policy on that person
D) Refusing to issue an individual life insurance policy to a woman because she is unmarried "
Ans: B) Charging a higher individual life insurance premium for a 50-year-old than for a 25-year-old
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Discuss why only presenting data that supports a recommendation, when negative data might be relevant, is considered unethical
What will be an ideal response?
From 1980 to 2013, the default risk premium differential between Aaa-rated bonds and Baa-rated bonds has averaged between ________
A) 5 to 15 basis points B) 20 to 50 basis points C) 100 to 200 basis points D) 250 to 350 basis points