Totalitarian states are characterized by all of the following except ________

A) dictator-led state political party
B) state-supported religious ideology
C) state-regulated public behavior
D) free flow of information in the mass media

D

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The marketing campaign for Alpo dog food uses posters in veterinarians' offices, radio and television ads, as well as a website to promote benefits of the dog food. In terms of the communication process, what did Alpo use?

a. several different channels b. several different sources of feedback c. several different decoders d. several different encoders

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The premium that insurance companies charge does not cover the cost of expected losses only. The premium must also cover the cost of compensating agents and other costs of doing business

The amount added to the pure premium to cover these costs is called the A) expense loading. B) deductible. C) dividend. D) loss reserve.

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