An enterprise resource planning system integrates all functions of the enterprise

Which of the following is responsible for conducting research to determine the criteria for specific operations or occupations and for training employers to comply with the OSH Act?

A. Department of Health B. Department of Commerce C. Department of Trade D. Department of Labor E. Department of Development

Which of the following statements about the spendthrift clause is NOT correct?

A) It helps protect the death benefit proceeds from the beneficiary's creditors. B) It gives the beneficiary the right to use the death benefit as collateral for a loan. C) It states that the life policy proceeds will be paid directly to the beneficiary. D) Once the beneficiary has received payments from the proceeds, the creditors can take steps to attach those payments."