A loan from a financial institution will increase assets and increase liabilities

Which of the following decisions would involve the use of the present value of $1.00?

a. You win a lawsuit and are offered a lump sum payment today of $100,000.00 or $15,000.00 a year for 20 years. b. You want to have $1,000,000.00 to retire at age 55, but you need to know how much you will need to deposit each year from now until your 55th birthday. c. Your brother buys your car and offers to pay you $500.00 now or $1,500.00 in two years. d. Your father and mother wish to deposit enough money on the date of your high school graduation to enable you to take a $7,000.00 cruise when you graduate from college in four years.

________ is the process of creating an online text diary made up of chronological entries that comment on everything from one's everyday life to wine and food, or even computer problems

A) Crowdsourcing B) Keylogging C) Pharming D) Phishing E) Blogging