Define surface-level diversity and deep-level diversity
What will be an ideal response?
Surface-level diversity refers to differences in easily perceived characteristics, such as gender, race, ethnicity, age, and disability, that do not necessarily reflect the ways people think or feel but that may activate certain stereotypes. On the other hand, differences in values, personality, and work preferences that become progressively more important for determining similarity as people get to know one another better are categorized under deep-level diversity.
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The owner of an annuity contract possesses all the following rights EXCEPT
A) to advance the deferred annuity's starting date to an earlier date than that which is stated in the contract at issue B) to determine the annuity income settlement option even when the annuitant is another person C) to cancel a deferred annuity at any time and receive its full cash value D) to designate the contract's annuitant and the beneficiary
Rule E-35 keeps brokers in compliance with the landmark decision of Conway-Bogue.
a. true b. false